Asset & Product Modeling
From Finance to Technical & Sustainable ROI.
Our Asset & Product Modeling service is an advanced financial engineering approach. We utilize our deep technical expertise to engineer products that maximize institutional profitability while integrating environmental impact criteria, ensuring your offers are both attractive and responsible.
Our Approach
Our Mandate is to structure your products for performance and sustainability.
Optimized Financial Product Design
Development of loan and lease structures aligned with the actual vehicle lifecycle (maintenance, wear patterns) to ensure fair, risk-adjusted, and attractive pricing.
Sectoriel ROI Analysis
Utilization of profitability analysis specific to ecosystem players (fleets, garages) to build competitive niche offers.
CSR & Green Finance Integration
We analyze and classify assets based on their carbon footprint. We assist in structuring “Green Loans” or incentive-based offers (rate bonification) for low-impact vehicles, directly aligning your portfolio with CSR commitments.
Adjusted Residual Value (RV) Modeling
Creation of dynamic RV models that integrate not only the technical state but also the future “ecological value” of the asset in the secondary market, minimizing depreciation risk.
Your Benefits
-
CSR Alignment & Brand Equity
You deploy products that concretely support the energy transition, reinforcing your position as a responsible institutions.
-
Optimal Market Penetration
More relevant, ethical offers that appeal to an increasingly environmentally conscious client base.
-
Rigorous Risk Control
Total mastery over the technical and environmental risks within your portfolio.